SMART Money Makeover

SMART Money Makeover is a step-by-step guide to moving your money from pain to peace - and finally, to pleasure. If you've tried budgeting, hustling, or quick-fix advice and still feel stuck, this book offers a proven framework that meets you where you are.Author and financial coach Forrest Huguenin introduces the SMART system: - Self-Knowledge: Understand your money mindset and personality- Monetary Awareness: Know your cash flow and net worth- Allocated Spending: Create a budget that fits your real life- Ready Cash: Build savings that reduce stress- Targeted Credit Use: Eliminate toxic debt and rebuild credit wiselyWhether you're tired of living paycheck to paycheck, rebuilding after setbacks, or ready to design a plan that actually works, this book is your roadmap. You'll also follow the stories of Robert and Kia - two relatable characters who bring the SMART system to life.Ideal for readers seeking financial freedom, credit repair, or a money mindset shift they can finally stick to.