99 LIES About MONEY & WEALTH: the Beliefs Income, Saving, Debt, and Spending That Are Quietly Keeping You Broke Truths Set Free.

You didn't choose most of what you believe about money. You inherited it, from a parent's tone of voice around the mail, from a friend's confident one-liner, from a number on someone else's car and repeated it to yourself until it felt like fact. 99 Lies About Money & Wealth takes apart the beliefs quietly running your financial life without your permission: that a raise will fix everything, that all debt is bad, that budgeting means giving up what you enjoy, that rich people got there through luck and poor people are just bad with money. One by one, each lie is named, traced back to why it felt true in the first place, and replaced with a clearer truth about how money actually behaves. Organized into 11 chapters covering income, saving, debt, investing, spending psychology, work ethic, budgeting, financial fear, wealth and identity, generational money beliefs, and risk, this book doesn't ask you to overhaul your entire financial life overnight. It asks you to notice which of your convictions about money were ever actually yours and which ones were just repeated at you until they stuck. Each of the 99 entries follows the same shape: the lie, why it took hold, and the truth that replaces it, because understanding *why* a belief felt convincing is what keeps it from sneaking back in the next time you're stressed about money or facing a big decision. Every chapter closes with a five-question "Test Yourself" quiz to help the ideas actually stick, and the back matter includes a rapid-fire Myth vs. Truth cheat sheet for the most quotable lies in the book. Whether you're living paycheck to paycheck and tired of advice that doesn't hold up, just starting to save and invest and trying to separate real principles from noise, or years into building wealth and wondering why some of the old rules stopped making sense, this book gives you permission to stop performing beliefs you never chose and start managing money the way it actually works. Read it start to finish, or open to whatever chapter stings the most tonight. Either way works.