Chasing Summers on A 401(k): Practical Guide to Retiring Early, Traveling the World, and Living Abroad

What if you never had to see another winter?Most people think a 401(k) is something you touch at 65. Horacio Couto thought differently.After decades of work and long New England winters, he and his wife retired early, packed lightly, and followed the sun - living for months at a time across the Americas, Asia, and Europe.Chasing Summers on a 401(k) is an honest, practical account of what long-term travel actually looks like when funded by ordinary savings and careful planning. It explores real monthly costs, everyday life abroad, and the quiet mindset shifts that happen when your life is no longer defined by job titles or a fixed address.Inside, you'll learn:How to design a lifestyle that follows comfortable weather year-roundWhat early retirement can look like in practice, with real expense snapshotsHow to manage housing, healthcare, and daily life while constantly movingWhy freedom doesn't require extremes - just clarity and intentionThis isn't a guidebook or a fantasy. It's a lived experience for readers who believe retirement doesn't have to mean slowing down - and that curiosity doesn't expire.The world is big. The weather is perfect somewhere.This book shows how close that life may already be.Bottom of Form