Construction Finance for Contractors: Cash Flow, Job Costing, Billing, Overhead, and Margins

Construction Finance for Contractors is a practical guide to the financial side of running a construction business. Written for contractors, builders, subcontractors, and construction managers, this book explains how cash flow, job costing, billing, overhead, and margins shape the health of a contracting firm.The book breaks down the core financial concepts contractors need to understand when pricing jobs, tracking project costs, managing invoices, reviewing profit margins, and keeping the business financially organized. It focuses on clear explanations, practical examples, and construction-specific financial thinking without unnecessary accounting jargon.Inside, readers will learn how to think through job profitability, monitor cash movement, separate direct and indirect costs, understand billing cycles, and evaluate whether projects are actually supporting the business. The goal is to help contractors build a stronger financial foundation for decision-making, planning, and day-to-day management.Ideal for independent contractors, small construction business owners, builders, subcontractors, and anyone responsible for construction finance, this book provides a straightforward introduction to the financial systems behind a more organized contracting business.