Effectiveness of digital transformation in banking activities

This study guide is intended for undergraduate, master's, and doctoral students, faculty members specializing in banking, finance, economics, the digital economy, bank management, and financial technologies, as well as professionals working in banking and financial institutions. Through the materials in this guide, readers are expected to develop practical skills in understanding the digital development processes of the banking system, analyzing the impact of modern technologies on banking operations, identifying the role of management structures in digital transformation, and evaluating the effectiveness of digital projects. Overall, the study guide provides comprehensive coverage of adapting the banking system to the modern digital environment, improving governance mechanisms, and effectively leveraging technological capabilities. The practical focus of the textbook is aimed at developing knowledge on planning, implementing, and evaluating digital transformation projects in banks.