Financial Literacy & Digital Economy: An Empirical Relationship Analysis

The rapid digital transformation of economic systems has fundamentally reshaped the conduct of financial activities worldwide. In India, the expansion of digital technologies-particularly in banking, payment systems, and financial services-has accelerated the transition from a predominantly cash-based economy to a digitally enabled financial ecosystem. The success and inclusiveness of this transition, however, depend largely on the level of financial literacy among individuals. This book, Financial Literacy & Digital Economy - An Empirical Relationship Analysis, presents a systematic and empirical examination of the interrelationship between financial literacy and participation in the digital economy, with specific reference to selected urban regions of Telangana, India.