Guarding Your Wealth After 60: A CFO's Guide Against Scams and Cyber Fraud

A former Chief Financial Officer applies three decades of corporate fraud-prevention discipline to the one balance sheet most retirees defend completely alone: their own.Financial fraud against people over sixty isn't a story about gullibility. It's a systems failure - and systems can be fixed.Ron Rian spent his career inside the finance departments of major corporations, where a single unverified instruction can move millions, and where the answer was never "trust more carefully." It was always process: reconciliation, verification, a mandatory pause before any significant transaction. Those same habits, scaled down to fit an ordinary week, are what this book teaches.This isn't a book of frightening scam stories. It's a calm, structured guide to the handful of habits that actually stop fraud before it happens - written by someone who spent a career building exactly these controls for a living.Inside, you'll learn: - Why financially sophisticated, careful people are targeted just as often as anyone else - and the three psychological levers every scam relies on- A 20-minute monthly reconciliation routine, adapted directly from corporate finance, that catches problems before they become losses- The exact questions to ask your bank, broker, or advisor that most people never think to ask- How to verify a call, video, or voice message when AI voice cloning means you can no longer trust your ears alone- How to involve family in your financial safety without giving up an ounce of independence- The first 24 hours after a suspected fraud - and why speed matters more than anything else- A CFO's five-question framework to run through before any financial decision, for the rest of your lifePlus a full appendix: a glossary of common fraud terms, a printable monthly checklist, and a step-by-step guide for the family conversation many people put off indefinitely.You spent decades building what you have. This book gives you the same disciplined thinking that protects a company's finances - applied, finally, to your own.