Money Rules for Small Business Owners: The Chartered Accountant's System Paying Payroll, Yourself, and Sleeping at Night

Payroll is Friday. Do you know if it clears? A P&L looks great. The bank account looks fine. But every payroll Friday you feel the same cold check: will this clear without borrowing, delaying, or dipping into savings? Money Rules for Small Business Owners is the operating system for owners with 2-15 employees - written by a Chartered Accountant who audits real businesses and runs one himself: - The Total Monthly Obligation - one number that funds payroll, ops, and you - The Payroll Reserve - two payrolls in the vault before you spend anything else - The Payday Rule - payroll, then staff, then owner, in that order - Contribution Margin pricing - a CA-signed price for services and products >SAWAN KUMAR, CA is a Chartered Accountant turned educator with 115,000+ students worldwide. He has audited corporate books and runs a small business with real payroll - this system is what survived both. Book 3 of the Money Rules Series.