Mr. Melvin the Money Master and Rule of 72

The purpose of this book is to teach youth and young adults about financial literacy, the value of money, and how money works and grows. It is meant as an introduction to teaching youth, and even young adults, about the importance of saving, investing, growing, and accumulating money over time. Key words, terms, or phrases include credit, debt, investing, insurance, tax, interest, principal, compounding, individual retirements accounts (IRAs), stocks, mutual funds, and the "Rule of 72." This book is meant to be a simplified version, visually engaging and stimulating, thought provoking, and practical, despite its complexity of topic, explaining how money grows over time, and the importance of saving and investing starting at an early age. It is hoped that this book will be a catalyst to propel youth to become inquisitive, motivated learners and to ask questions related to financial literacy.