Protection Gaps in Insurance for Natural Hazards and Retirement Savings Asia
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Throughout their lifetimes, individuals face a range of risks against which financial tools such as insurance and pensions can provide financial protection. However, they may not always be able or willing to use these protections, whether by choice or lack of available financial protection products. This may lead to financial protection gaps that can leave individuals under-protected and put their financial well-being at risk. Two major protection gaps that have been identified globally are retirement savings and insurance coverage for natural hazards. This report provides an overview of these gaps in selected Asian countries, assesses the drivers and provides policy options to address them based on international good practices.
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Beschrijving
(1)
Throughout their lifetimes, individuals face a range of risks against which financial tools such as insurance and pensions can provide financial protection. However, they may not always be able or willing to use these protections, whether by choice or lack of available financial protection products. This may lead to financial protection gaps that can leave individuals under-protected and put their financial well-being at risk. Two major protection gaps that have been identified globally are retirement savings and insurance coverage for natural hazards. This report provides an overview of these gaps in selected Asian countries, assesses the drivers and provides policy options to address them based on international good practices.
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