Real Life Money An Honest Guide to Taking Control of Your Finances

A holistic and realistic guide to personal finance from the creator of the viral Instagram account @myfrugalyear Money does not only exist in our wallets and bank accounts, but is woven into every fibre of our lives, dictating everything from where we live to how many children we have and how well we sleep at night. Real Life Money is a holistic approach to personal finance that addresses the deeper causes of debt and financial difficulties. Part memoir, part guide, Real Life Money is not a get rich quick scheme, nor is it full of extreme solutions and impossible saving targets. Instead, this book takes the reader on a journey that can be adapted to their own pace and circumstances. It covers everything from how to negotiate repayment terms with creditors and setting realistic budgets without punishing yourself, to dealing with money anxiety. The goal is not to get rich overnight, or to pay off debt at the expense of all of life's pleasures, but rather to gain an understanding of why we feel the way we do about money, and how we can use that to change our mindset and our finances for good. 'Want to finally get a grip on your cash? This is the book for you' Cosmopolitan 'The book everyone should read' Stylist 'Packed with encouragement, support and wisdom' Anna Mathur, author of Mind Over Mother Real Life Money is a holistic approach to personal finance that addresses the deeper causes of debt and financial difficulties. Part memoir, part guide, Real Life Money takes the reader on a journey that can be adapted to their own pace and circumstances. It covers everything from how to negotiate repayment terms with creditors and setting realistic budgets without punishing yourself, to dealing with money anxiety. The goal is not to get rich overnight, or to pay off debt at the expense of all of life's pleasures, but rather to gain an understanding of why we feel the way we do about money, and how we can use that to change our mindset and our finances for good.