Senior Scams: How to Protect Yourself After 60: A Plain-English Guide Spotting Phone, Email, and Everyday Fraud Before It Costs You

Every day, kind and intelligent people over 60 lose money to scammers. Not because they're careless. Because scammers are professionals - and they're very, very good at what they do.This book is not a computer manual. There's no technical jargon, no complicated advice, and no assumption that you know anything about the internet. If you can answer a phone and open a piece of mail, you have everything you need to read this book and protect yourself.Inside, you'll learn: - The one thing every single scam has in common - and how to spot it in seconds- Why the IRS, Social Security, and Medicare are never the ones actually calling you- The gift card rule that stops most scams cold (and why it works every time)- What to do if your "grandchild" calls in a panic from jail - before you send a dime- How to recognize a fake email without knowing anything about computers- The four simple habits that protect you for life - no memorization required- Exactly what to do in the next two hours if something already happened Every chapter includes real stories from real people - a retired principal, a former engineer, a school librarian - who were targeted by scammers and what happened next. Some lost money. Some didn't. The difference was almost always one small thing they knew, or didn't know, in that moment.Scammers count on you being polite, being rushed, and not knowing their playbook. After reading this book, you will know it better than they do.Includes a tear-out Quick Reference Card with real government phone numbers, the four habits, and what to do immediately if something goes wrong.