The 15-Minute Investor: Grow Wealth on Autopilot in Less Time Than a Coffee Break

Most investors lose money to a single, fixable habit: they touch the portfolio too much. Hours spent logging in, rebalancing on instinct, switching funds after a bad quarter, and trying to time the market all correlate negatively with what an account actually returns over a decade. Morningstar tracks the gap. Vanguard quantifies it. Almost every long-running study confirms the same uncomfortable finding: the investor who checks in less, earns more. The 15-Minute Investor is the build manual for a portfolio that runs without you. No stock picking, no market timing, no quarterly rebalancing rituals, no spreadsheet that needs maintenance. You set it up over one Saturday morning, and then you visit it once a month for fifteen minutes. That is the whole job. The system uses what is already in the workplace and at the broker: automatic payroll deductions, recurring transfers, low-cost index funds, target-date defaults, and a one-page dashboard kept in a kitchen drawer. It captures the employer match, fills the IRA and HSA before the taxable account, locates each asset in the account where it is taxed least, and pre-signs the playbook you will need when the next crash arrives. Inside this book: - The five-rung account waterfall, in the order that costs the least tax- The three-fund portfolio that beats almost every alternative, in three tickers- How to automate contributions, rebalancing, and asset location once and walk away- A signed crash playbook to keep your panicked future self from selling at the bottom- The 15-minute monthly check, broken into five three-minute steps- The pre-retirement glide path: when to shift from accumulation to a sustainable mix > Set the machine running. Then go live the rest of your life.

Pagina's: 188, Paperback, Independently published