The Architecture Of African Financial Infrastructure: What World’s Most Overlooked System Teaches Us About Markets, Law, And Future Money

Africa's financial infrastructure is being built now - not on SWIFT and correspondent banking, but on mobile money rails, alternative credit data, and distributed systems. This book is a field guide for the engineers, >Drawing on firsthand experience building credit intelligence systems at AfriScore, quantitative advisory at ASI Prime Technologies, and open-source financial infrastructure in Rust and C++, Charles Mfouapon delivers a >- Why Western financial models fail in African markets - How mobile money rails (MTN, Orange, M-Pesa, Wave) are replacing correspondent banking - The architecture of alternative-data credit scoring for the 300 million credit-invisible adults in Africa - OHADA securities law and the regulatory void in algorithmic trading - Stochastic modeling adapted for low-liquidity, data-scarce environments >Part technical manual, part legal analysis, part economic manifesto - this is the book for anyone building financial infrastructure in the world's fastest-growing markets.