the Retirement Income Shield: How to Protect Your Income, Avoid Costly Mistakes, and Defend Against 5 Risks Most People Never See Coming

The Retirement Income Shield: Defend Your Future Against the 5 Risks No One Talks AboutRetirement should be a season of confidence, clarity, and peace of mind, not constant worry about whether your money will last. But today's retirees face a very different retirement landscape than previous generations. Pensions are less common. Taxes may be higher in the future. Market volatility can damage income at the worst possible time. Inflation quietly reduces purchasing power. Healthcare and long-term care costs can disrupt even well-built plans. And living longer, while a blessing, creates one of the biggest financial questions of all: will your income last as long as you do?In The Retirement Income Shield, Dipo Adesina, breaks down the five major risks that can quietly threaten retirement income and explains how pre-retirees and retirees can think more strategically about protecting what they have built.This book is designed to help you better understand: How taxes can impact retirement income Why market loss and sequence-of-returns risk matter more in retirement How inflation can quietly reduce lifestyle and purchasing power Why healthcare and long-term care costs need to be planned for before they happen How longevity risk can turn a 20-year retirement plan into a 30-year income challenge Why a retirement plan should focus on income, protection, tax efficiency, and flexibility, not just account balancesWritten in clear, practical language, this book helps simplify complex retirement concepts so you can make more informed decisions about their future.This is not just a book about having money in retirement. It is about building a shield around your income, your lifestyle, and your long-term peace of mind.For retirees and pre-retirees who want to protect their future against the risks no one talks about, The Retirement Income Shield provides a timely and practical framework for thinking differently about retirement.