the Retirement Tax Trap: Why Taxes—Not Stock Market—May Be Greatest Threat to Your

You've spent decades building your retirement savings-but how much of that money is actually yours to keep?For many retirees, the greatest financial threat isn't the next stock market downturn. It's the unexpected taxes quietly accumulating inside traditional IRAs, 401(k)s, and other tax-deferred accounts.In The Retirement Tax Trap, retirement professionals Kevin and Lauren Geiger explain how a lifetime of responsible saving can create a significant tax burden during retirement-and what you can do now to prepare for it.Written in clear, approachable language, this book will help you understand: - How Required Minimum Distributions can increase your retirement tax bill - Why a surviving spouse may face higher taxes after losing their partner - How retirement withdrawals can affect Social Security taxation and Medicare premiums - When Roth conversions may-or may not-make sense - Why tax diversification can provide greater flexibility and control - How to coordinate your financial advisor, CPA, attorney, and insurance professional - The questions to ask before making major retirement decisionsThis is not a complicated tax-code manual or a promise of one perfect strategy. It is a practical guide designed to help you recognize hidden risks, ask better questions, and make more informed decisions alongside your financial and tax professionals.Whether you are approaching retirement or already living it, The Retirement Tax Trap will help you look beyond your account balances, understand the taxes attached to them, and create a plan to keep more of what you've worked so hard to build.