Tomanji and the Great Big I.O.U.: A Money Story About Borrowing Carefully, Not Taking On Too Much, Paying What You Owe

Borrowing a little is easy. Owing a lot is not.Tomanji wants a shiny red sled he can't quite afford - so when kind Mabel says "take it now, pay me back later!", it seems perfect. And it is! Borrowing is so easy, in fact, that Tomanji keeps right on doing it. "Pay you back later!" for the honey-cakes. For the ribbons. For the bell. Each little owe feels so small......until his tiny I.O.U. has grown into a great, heavy scroll he has to drag everywhere he goes - and the sled isn't even fun anymore. With a gentle word from wise old Winnie and a whole lot of hard work, Tomanji learns the honest truth about owing: borrow a little if you must, but never more than you can pay back fast - because a great big I.O.U. is a heavy thing to carry. A warm, wise story about borrowing, debt, and staying free.- A cozy, wise story for ages 3-7- Teaches that borrowing isn't bad - but piling up debt is a heavy trap - through story, never a lecture- Shows the discipline of paying off what you owe, fast, one owe at a time- Includes a Note for Grown-Ups, talking points, and a free "Pay-It-Off Plan" activity- Book 14 of the Woodland Cents series "A little owed is a little weight - pay it fast, before it's too late."