UNDERSTANDING THE NIGERIAN FIANANCIAL SYSTEM: A GUIDE TO FINANCIAL AWARENESS AND MANAGEMENT

Nobody teaches you how money works. Not in secondary school. Not at university. Not even at the top of the academic ladder. This book will. Dr Isa Yusuf learned this the hard way. He earned every qualification going and still reached forty before he understood money and investment. Those missing years cost him money he will never get back.This book is what he wishes someone had handed him at eighteen.Twenty-eight chapters walk you through the Nigerian financial system in plain language. You learn how banks, the CBN, the SEC and PenCom work. You learn to budget, to save, and to pick accounts with real interest rates. You learn what your payslip, your PAYE and your pension deductions do to your pocket. Treasury bills, bonds, stocks, REITs, dollars and cryptocurrency are explained in naira, with worked examples built on Nigerian figures from 2026.Then it goes further. How to register a company. How to borrow without wrecking your credit score. How to spot a scam before it takes your savings. How to write a will and name a next of kin. The book closes with the Seven Stages of Wealth Creation and a step-by-step plan to financial freedom.Written for secondary school pupils, graduates, apprentices, and any Nigerian at home or abroad who has felt money is something other people understand.Read it with a pen in your hand. He lost the head start. You still have yours.