Richard learned a lot from trial and error - so you don't have to.In fifteen honest, story-driven chapters, a parent tells his child everything he wishes he'd known before the credit card debt, the car he couldn't afford, and the insurance policy he almost skipped - budgeting, credit, debt, taxes, and investing, explained plainly, with no jargon and no guaranteed formulas.Written for one child. Useful for anyone: the teenager just starting out, the young adult building their first real budget, the parent teaching the fundamentals, or the grandparent handing down more than an inheritance.You don't have to make these mistakes. Someone is finally telling you.
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