What My CPA Should Have Told Me Before 40: The C.A.T. Method for Cash Flow, Assets, and Tax Planning in Every Quarter of Life

What if the biggest financial mistakes you make aren't because you're bad with money, but because nobody ever taught you the rules?In What My CPA Should Have Told Me Before 40, CPA and tax strategist Busayo Ogunsanya shares the financial lessons he believes people should learn long before they reach their peak earning years.With 18 years of tax and financial experience, nearly 5,000 business and individual tax returns reviewed, and close to $100 million in tax savings identified and implemented for clients, Busayo has seen the same pattern repeatedly: people can earn significant money and still lose wealth through poor cash-flow decisions, missed tax opportunities, weak asset-building strategies, and financial decisions made too late.At the center of the book is the C.A.T. Method: Cash Flow, Assets, and Taxes.You'll learn how to: - Take control of where your money actually goes- Turn income into assets that build long-term wealth- Understand tax planning before the year is already over- Prepare financially for marriage, homeownership, entrepreneurship, investing, and retirement- Avoid common financial mistakes that can cost you thousands or even millions over a lifetime- Build a financial system designed for the life you actually wantThe book also introduces the Money Quarters, a framework for understanding how your financial priorities change as you move from earning and building to acceleration, protection, and legacy.This isn't a get-rich-quick book. It's a practical financial operating system built from nearly two decades of seeing what works, what doesn't, and what people often discover too late.You can always make more money. The goal is to stop losing years learning financial lessons the expensive way.