What We Were Never Taught About Money: A Beginner’s Guide to Managing Money, Building Wealth, and Creating Financial Stability

Most of us were never taught how to manage money. We learned by watching the people around us, making mistakes, and hoping we were getting it right. What We Were Never Taught About Money is the practical guide many of us wish we'd had sooner. Rachel Muthoni doesn't promise overnight wealth or financial hacks. Instead, she helps you build something far more valuable: the confidence to make better decisions with your money. Starting with your relationship with money and the beliefs you've carried for years, the book takes you step by step through setting meaningful financial goals, creating a budget that works in real life, saving with purpose, managing debt, investing with confidence, protecting what you've built, and planning for the future you want to leave behind. Written from lived experience rather than theory, this book recognises the realities many people face: supporting family, balancing competing priorities, recovering from financial mistakes, and trying to build stability without having all the answers. Throughout the book, practical exercises encourage you to reflect not only on what to do with your money, but why you make the decisions you do. This isn't a book about getting rich quickly. It's about understanding money, building confidence, and creating the kind of financial stability that gives you more choices in life