You're Not Bad With Money: the Short Guide to Tax, Bookkeeping and Getting Paid for UK Creative Freelancers — Self Assessment, Expenses HMRC Explained, Minus Panic

You went freelance to make things - not to decode HMRC letters at 2 a.m.If the words Self Assessment make your stomach drop, if your receipts live in a carrier bag, if you've ever whispered "I'm just bad with money" - this book was written for you. And it starts by proving that sentence wrong.You're a designer, photographer, coach, illustrator, maker or content creator. You manage complexity for a living. Nobody ever explained the money side in your language - until now.Inside, in plain English and with a sense of humour: - The ten tax words you actually need - each explained in half a page- The Three Pots system that means the money for your tax bill is always already there- The Thirty-Minute Month: a routine so small it survives contact with real freelance life- What you can (and can't) claim - 20 quick-fire expense calls for creatives, from camera bodies to the famous "no" on client lunches- Your first Self Assessment, walked through field by field - most people finish in under an hour- Payments on Account - the "150% January" ambush, defused before it ever hits you- VAT and Making Tax Digital, minus the scaremongering - including why readers of this book are MTD-ready by accident- Invoices that get paid, pricing that covers the quiet months, and exactly when an accountant is worth itNo jargon. No judgement. No pretending you'll become someone who loves spreadsheets. Just a system built for irregular income, creative brains and the UK tax system as it actually works.January can be boring. Imagine that.For sole traders and side-hustlers in the UK creative and service industries. General information, not personal financial advice.