Your Legacy Protection Plan: A Simple Guide to Life Insurance, Final Expenses, and Protecting the People You Love

Your Legacy Protection Plan is a plain-language guide to life insurance, family protection, and legacy planning, written for people who want clarity instead of a sales pitch. Kayla Price, a licensed insurance agent and founder of Price Services Group, L.L.C., walks readers through the questions that come up long before anyone sits down for a policy review: What is the real difference between term and permanent life insurance? How much final expense coverage is enough? What are living benefits, and how do they really work? What happens to the cash value inside a whole life or indexed universal life policy? Chapter by chapter, the book covers final expense and end-of-life cost planning, mortgage protection, children's whole life insurance, universal and indexed universal life education, living benefits, cash value and policy loans, long-term care and chronic illness protection gaps, beneficiary and legacy conversations, and business owner protection basics, closing with a practical checklist of what to gather before a protection review. This book is for educational purposes only. It is not legal, tax, financial, insurance, or retirement advice, and it is not affiliated with or endorsed by any federal program. It is meant to help readers walk into a conversation about life insurance and legacy planning with confidence, clarity, and better questions, not pressure.